diff --git a/src/components/Panel/index.vue b/src/components/Panel/index.vue
index c2e7719..f93168b 100644
--- a/src/components/Panel/index.vue
+++ b/src/components/Panel/index.vue
@@ -52,7 +52,7 @@
             <el-button type="primary"
                        class="submit btn h-[40px]"
                        :loading="submiting"
-                       @click="submit"
+                       @click="confirmSubmit"
                        :disabled="isSubmit || !projectList.length">提交</el-button>
           </div>
         </div>
@@ -373,14 +373,28 @@ const reloadCount = () => {
 };
 // 计时器（考核是倒计时，练习是计时）
 const counter = (counterTime: number) => {
-  const leave1 = counterTime % (24 * 3600); // 计算天数后剩余的毫秒数
-  const leave2 = leave1 % 3600; // 计算小时数后剩余的毫秒数
-  const leave3 = leave2 % 60; // 计算分钟数后剩余的毫秒数
+  if (counterTime <= 0) {
+    if (per.value) {
+      clearInterval(counterTimer.value);
+      // 考核/竞赛的倒计时结束后自动提交
+      submit();
+      ElMessageBox.alert(`${per.value === 1 ? '考核' : '竞赛'}时间已到，系统已自动交卷`, '提示', {
+        confirmButtonText: '确定',
+        callback: (action: Action) => {
+          logout();
+        },
+      });
+    }
+  } else {
+    const leave1 = counterTime % (24 * 3600); // 计算天数后剩余的毫秒数
+    const leave2 = leave1 % 3600; // 计算小时数后剩余的毫秒数
+    const leave3 = leave2 % 60; // 计算分钟数后剩余的毫秒数
 
-  day.value = timeFormat(Math.floor(counterTime / (24 * 3600)));
-  hour.value = timeFormat(Math.floor(leave1 / 3600));
-  minutes.value = timeFormat(Math.floor(leave2 / 60));
-  seconds.value = timeFormat(Math.round(leave3));
+    day.value = timeFormat(Math.floor(counterTime / (24 * 3600)));
+    hour.value = timeFormat(Math.floor(leave1 / 3600));
+    minutes.value = timeFormat(Math.floor(leave2 / 60));
+    seconds.value = timeFormat(Math.round(leave3));
+  }
 };
 // 启动倒计时
 const startCount = () => {
@@ -430,13 +444,13 @@ const getCompetitionStatus = async () => {
       const now = await getNow();
       // 如果已经结束
       if (now >= endTime) {
+        submit();
         ElMessageBox.alert(`竞赛时间已到，系统已自动交卷`, '提示', {
           confirmButtonText: '确定',
           callback: (action: Action) => {
             logout();
           },
         });
-        submit();
       } else {
         // 没结束，则显示倒计时
         countVal.value = (endTime - now) / 1000;
@@ -458,10 +472,6 @@ const delCache = async () => {
 const setNewProject = (reloadPage?: number) => {
   Cookies.set('sand-projectId', param.projectId);
   getProDetail();
-  setSubmit(false);
-  countVal.value = 0;
-  grade.value = '00';
-  pannelTab.value = 'first';
   reload();
   getEntryTime();
 
@@ -536,86 +546,87 @@ const reload = async (fromReload?: number) => {
     await delCache(); // 点了重新开始才需要删除缓存，切换了项目不需要删除缓存
     Cookies.remove('sand-level');
   }
-  reloadCount();
-  grade.value = '00';
-  setSubmit(false);
-  startCount();
-  router.push('/');
+  if (!per.value) {
+    reloadCount();
+    startCount();
+    grade.value = '00';
+    pannelTab.value = 'first';
+    setSubmit(false);
+    router.push('/');
+  }
 };
 // 提交
 const submit = async () => {
-  if (isSubmit.value) return false;
+  submiting.value = true;
   const checkpointId = Cookies.get('sand-level') ?? '';
-  if (!checkpointId) return ElMessage.error('请选择关卡');
+  const date = new Date();
+  const timeSum = Math.ceil((date.getTime() - entryTime.value.getTime()) / 60000); // 计算实验用时（分钟），向上取整
+  const submitTime = dayjs(date).format('YYYY-MM-DD HH:mm:ss');
+  reloadCount();
+  const { retMap } = await submitOpe({
+    classId: param.classId ? param.classId : '',
+    className: param.className ? param.className : '',
+    curriculumId: param.cid,
+    startTime: dayjs(entryTime.value).format('YYYY-MM-DD HH:mm:ss'), // 取页面进入的时间
+    endTime: per.value ? param.stopTime : submitTime, // 结束时间（考核：直接从职站取考核的结束时间；练习：取提交时间）
+    submitTime, // 提交时间，即当前时间（这3个时间都是传完整的日期时间格式）
+    timeSum,
+    checkpointId,
+    projectId: param.projectId,
+    projectName: projectList.value.find((e) => e.projectId == param.projectId)?.projectName,
+    lcId: curReq.value,
+    systemId: curSystemId.value,
+    purpose: pd.value.experimentTarget, // 实验目的
+    assessmentId: param.assessmentId,
+    competitionId: param.competitionId,
+    stageId: param.stageId,
+    teamId: param.teamId,
+    mallId: param.mallId,
+  });
+  setSubmit(true);
+
+  let score = 0;
+  // 给判分列表添加分数和运行结果
+  taskList.value.map((e) => {
+    const item = retMap?.scoreInfo.find((n) => n.lcId === e.judgmentId);
+    try {
+      if (item) {
+        e.examScore = item.questionScore;
+        e.finishedResult = item.calculate; // 1：正确，2：错误
+        score += item.questionScore; // 计算总分
+      } else {
+        e.examScore = 0;
+      }
+    } catch (e) {}
+  });
+  grade.value = score < 10 ? '0' + score : score;
+  reportId.value = retMap.reportId;
+  Cookies.set('sand-reportId', retMap.reportId);
+  Cookies.set('sand-score', grade.value);
+  localStorage.setItem('sand-taskList', JSON.stringify(taskList.value));
+  delCache();
+  submiting.value = false;
+
+  // 非练习
+  per.value &&
+    ElMessageBox.alert(`提交成功${param.resultAnnouncementTime != 0 ? '，成绩将在' + param.resultAnnouncementTime + '小时后发布，请去参赛信息模块查看' : ''}`, '提示', {
+      confirmButtonText: '确定',
+      callback: (action: Action) => {
+        logout();
+      },
+    });
+};
+// 提交前的询问框
+const confirmSubmit = () => {
+  if (isSubmit.value) return false;
+  if (!Cookies.get('sand-level')) return ElMessage.error('请选择关卡');
   ElMessageBox.confirm('此操作将视为结束考试，是否继续？', '提示', {
     confirmButtonText: '确定',
     cancelButtonText: '取消',
     type: 'warning',
     closeOnClickModal: false,
   })
-    .then(async () => {
-      submiting.value = true;
-      const date = new Date();
-      const timeSum = Math.ceil((date.getTime() - entryTime.value.getTime()) / 60000); // 计算实验用时（分钟），向上取整
-      const submitTime = dayjs(date).format('YYYY-MM-DD HH:mm:ss');
-      reloadCount();
-      const { retMap } = await submitOpe({
-        classId: param.classId ? param.classId : '',
-        className: param.className ? param.className : '',
-        curriculumId: param.cid,
-        startTime: dayjs(entryTime.value).format('YYYY-MM-DD HH:mm:ss'), // 取页面进入的时间
-        endTime: per.value ? param.stopTime : submitTime, // 结束时间（考核：直接从职站取考核的结束时间；练习：取提交时间）
-        submitTime, // 提交时间，即当前时间（这3个时间都是传完整的日期时间格式）
-        timeSum,
-        checkpointId,
-        projectId: param.projectId,
-        projectName: projectList.value.find((e) => e.projectId == param.projectId)?.projectName,
-        lcId: curReq.value,
-        systemId: curSystemId.value,
-        purpose: pd.value.experimentTarget, // 实验目的
-        assessmentId: param.assessmentId,
-        competitionId: param.competitionId,
-        stageId: param.stageId,
-        teamId: param.teamId,
-        mallId: param.mallId,
-      });
-      setSubmit(true);
-
-      let score = 0;
-      // 给判分列表添加分数和运行结果
-      taskList.value.map((e) => {
-        const item = retMap?.scoreInfo.find((n) => n.lcId === e.judgmentId);
-        try {
-          if (item) {
-            e.examScore = item.questionScore;
-            e.finishedResult = item.calculate; // 1：正确，2：错误
-            score += item.questionScore; // 计算总分
-          } else {
-            e.examScore = 0;
-          }
-        } catch (e) {}
-      });
-      grade.value = score < 10 ? '0' + score : score;
-      reportId.value = retMap.reportId;
-      Cookies.set('sand-reportId', retMap.reportId);
-      Cookies.set('sand-score', grade.value);
-      localStorage.setItem('sand-taskList', JSON.stringify(taskList.value));
-      delCache();
-      submiting.value = false;
-
-      // 非练习
-      per.value &&
-        ElMessageBox.alert(
-          `提交成功${param.resultsDetails == 0 && param.resultAnnouncementTime != 0 ? '，成绩将在' + param.resultAnnouncementTime + '小时后发布，请去参赛信息模块查看' : ''}`,
-          '提示',
-          {
-            confirmButtonText: '确定',
-            callback: (action: Action) => {
-              logout();
-            },
-          },
-        );
-    })
+    .then(submit)
     .catch(() => {
       submiting.value = false;
     });
@@ -638,6 +649,7 @@ const getProDetail = async () => {
         projectName: project.projectName,
       },
     ];
+    // Cookies.set('sand-projectName', project.projectName);
   }
   curReq.value = pointsList.map((e) => e.judgmentId); // 实验要求默认全部展开，通过judgmentId来选中item
   points.value = pointsList;
@@ -685,9 +697,9 @@ const getMessage = (msg) => {
   console.log(JSON.parse(msg.data));
   const { content } = JSON.parse(msg.data);
   // 1赛事、2创业、3考核、4模型。-号拼接携带id
-  if (content == 1) {
+  if (content == 1 && per.value === 2) {
     getCompetitionStatus();
-  } else if (content.includes('3-')) {
+  } else if (content.includes('3-') && per.value === 1) {
     // 考核：3-考核id
     getAssStatus();
   }
@@ -728,7 +740,13 @@ const init = async () => {
     param.cid && getList();
     handleCache();
   }
-  Cookies.set('sand-loaded', 1);
+
+  if (!Cookies.get('sand-loaded')) {
+    Cookies.set('sand-loaded', 1); // 初次加载的标识
+  } else if (per.value) {
+    // 考核/竞赛不查询项目列表，直接查询项目详情
+    getProDetail();
+  }
 };
 onMounted(init);
 </script>
diff --git a/src/views/product/afterLoan/1029.vue b/src/views/product/afterLoan/1029.vue
index 2de9781..40d8ced 100644
--- a/src/views/product/afterLoan/1029.vue
+++ b/src/views/product/afterLoan/1029.vue
@@ -107,8 +107,7 @@ const getConfig = async () => {
   process.map((e, i) => {
     const cur = info.value.length ? info.value[i] : {};
     result.push({
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       recordName: e.name,
       recordChildren: e.recordChildren,
       ninetyDays: +cur.ninetyDays || '',
@@ -126,7 +125,7 @@ const getConfig = async () => {
 // 详情
 const getDetail = async () => {
   try {
-    const { data } = await fiveLevelClassificationDetails(levelId, projectId);
+    const { data } = await fiveLevelClassificationDetails();
     info.value = data;
     getConfig();
   } finally {
diff --git a/src/views/product/afterLoan/1030.vue b/src/views/product/afterLoan/1030.vue
index 1446d76..2c10d1d 100644
--- a/src/views/product/afterLoan/1030.vue
+++ b/src/views/product/afterLoan/1030.vue
@@ -78,8 +78,6 @@ import type { TableColumnCtx } from 'element-plus';
 import { handleId, getIds } from '@/utils/common';
 import Cookies from 'js-cookie';
 
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 // 配置项
@@ -89,8 +87,7 @@ const getConfig = async () => {
   process.map((e, i) => {
     const cur = info.value.length ? info.value[i] : {};
     let temp = {
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       recordName: e.name,
       recordChildren: e.recordChildren,
       checkObject: +cur.checkObject || '',
@@ -109,7 +106,7 @@ const getConfig = async () => {
 // 详情
 const getDetail = async () => {
   try {
-    const { data } = await postLoanInspectionDetails(levelId, projectId);
+    const { data } = await postLoanInspectionDetails();
     info.value = data;
     getConfig();
   } finally {
diff --git a/src/views/product/afterLoan/1031.vue b/src/views/product/afterLoan/1031.vue
index 5e19178..d0ea00e 100644
--- a/src/views/product/afterLoan/1031.vue
+++ b/src/views/product/afterLoan/1031.vue
@@ -185,8 +185,6 @@ import type { TableColumnCtx } from 'element-plus';
 import { handleId, getIds } from '@/utils/common';
 import Cookies from 'js-cookie';
 
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 // 配置项
@@ -199,8 +197,7 @@ const getConfig = async () => {
   ];
   process.map((e, i) => {
     let temp = {
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       recordName: e.name,
       recordChildren: e.recordChildren,
       formulaOne: '',
@@ -236,7 +233,7 @@ const getConfig = async () => {
 // 详情
 const getDetail = async () => {
   try {
-    const { data } = await postCreditScoreDetails(levelId, projectId);
+    const { data } = await postCreditScoreDetails();
     info.value = data;
     getConfig();
   } finally {
diff --git a/src/views/product/afterLoan/1032.vue b/src/views/product/afterLoan/1032.vue
index e12a8cd..86a3bc5 100644
--- a/src/views/product/afterLoan/1032.vue
+++ b/src/views/product/afterLoan/1032.vue
@@ -65,8 +65,7 @@ const getConfig = async () => {
   process.map((e, i) => {
     const cur = info.value.length ? info.value[i] : {};
     result.push({
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       recordName: e.name,
       recordChildren: e.recordChildren,
       riskGrade: +cur.riskGrade || '',
@@ -81,7 +80,7 @@ const getConfig = async () => {
 // 详情
 const getDetail = async () => {
   try {
-    const { data } = await postLoanWarningDetails(levelId, projectId);
+    const { data } = await postLoanWarningDetails();
     info.value = data;
     getConfig();
   } finally {
diff --git a/src/views/product/afterLoan/1033.vue b/src/views/product/afterLoan/1033.vue
index 166d8e3..e1c4d08 100644
--- a/src/views/product/afterLoan/1033.vue
+++ b/src/views/product/afterLoan/1033.vue
@@ -92,8 +92,7 @@ const getConfig = async () => {
   process[0].recordChildren.map((e, i) => {
     const cur = info.value.length ? info.value[i] : {};
     result.push({
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       recordName: e.name,
       recordChildren: e.recordChildren,
       appCollection: info.value.length ? !!cur.appCollection : false,
@@ -111,7 +110,7 @@ const getConfig = async () => {
 // 详情
 const getDetail = async () => {
   try {
-    const { data } = await collectionAfterLoanDetails(levelId, projectId);
+    const { data } = await collectionAfterLoanDetails();
     info.value = data;
     getConfig();
   } finally {
diff --git a/src/views/product/bank/Config.vue b/src/views/product/bank/Config.vue
index eb246c6..f81db78 100644
--- a/src/views/product/bank/Config.vue
+++ b/src/views/product/bank/Config.vue
@@ -46,10 +46,17 @@
                 </div>
                 <template v-if="form.sendingAccountCheck === 801 && config.length">
                   <p class="tips">选择需要发放的账户（至少选一样）</p>
-                  <el-radio v-for="(item, i) in config[0]?.recordChildren[1]?.recordChildren[0]?.subject?.itemList"
+                  <!-- <el-radio v-for="(item, i) in config[0]?.recordChildren[1]?.recordChildren[0]?.subject?.itemList"
                             :key="i"
                             v-model="form.sendingAccount"
-                            :label="item.itemId">{{ item.options }}</el-radio>
+                            :label="item.itemId">{{ item.options }}</el-radio> -->
+
+                  <el-checkbox-group v-model="form.sendingAccount">
+                    <el-checkbox v-for="(item, i) in config[0]?.recordChildren[1]?.recordChildren[0]?.subject?.itemList"
+                                 :key="i"
+                                 :label="item.itemId">{{ item.options }}</el-checkbox>
+                  </el-checkbox-group>
+
                 </template>
               </div>
             </el-form-item>
@@ -627,7 +634,7 @@ interface RuleForm {
   selectionStrategyCheck?: number;
   selectionStrategy: any;
   sendingAccountCheck?: number;
-  sendingAccount: any;
+  sendingAccount: number[];
   supplementaryMaterialsCheck?: number;
   supplementaryMaterials: any;
 }
@@ -703,7 +710,7 @@ const form = reactive<RuleForm>({
   selectionStrategyCheck: '',
   selectionStrategy: [],
   sendingAccountCheck: '',
-  sendingAccount: '',
+  sendingAccount: [],
   supplementaryMaterialsCheck: '',
   supplementaryMaterials: [],
 });
@@ -759,7 +766,7 @@ const submit = async (formEl: FormInstance | undefined) => {
         const param = JSON.parse(JSON.stringify(form));
 
         if (param.accountMaterialsCheck === 797 && !param.accountMaterials.length) return ElMessage.error('请选择需要提供的申请人材料');
-        if (param.sendingAccountCheck === 801 && !param.sendingAccount) return ElMessage.error('请选择需要发放的账户');
+        if (param.sendingAccountCheck === 801 && !param.sendingAccount.length) return ElMessage.error('请选择需要发放的账户');
         if (!param.loanApplicationMethod.length) return ElMessage.error('请选择申请方式');
         if (param.borrowerMaterialCheck === 797 && !param.borrowerMaterial.length) return ElMessage.error('请选择借款人材料');
 
@@ -787,7 +794,7 @@ const submit = async (formEl: FormInstance | undefined) => {
         param.accessStrategy = param.accessStrategyCheck === 803 ? param.accessStrategy.join() : '';
         param.borrowerMaterial = param.borrowerMaterial.join();
         param.accountMaterials = param.accountMaterialsCheck === 797 ? param.accountMaterials.join() : '';
-        if (param.sendingAccountCheck === 802) param.sendingAccount = '';
+        param.sendingAccount = param.sendingAccountCheck === 801 ? param.sendingAccount.join() : '';
         // 企业
         param.collateral = param.collateralCheck === 797 ? param.collateral.join() : '';
         param.enterpriseMaterial = param.enterpriseMaterialCheck === 797 ? param.enterpriseMaterial.join() : '';
@@ -811,7 +818,6 @@ const submit = async (formEl: FormInstance | undefined) => {
         param.runBatchObject = param.runBatchObjectCheck === 803 ? param.runBatchObject.join() : '';
         param.selectionStrategy = param.selectionStrategyCheck === 803 ? param.selectionStrategy.join() : '';
         param.supplementaryMaterials = param.supplementaryMaterialsCheck === 797 ? param.supplementaryMaterials.join() : '';
-
         if (param.contractMaterialsCheck !== 797) param.contractMaterials = '';
         if (info.value.riskControlDetails) {
           param.id = info.value.riskControlDetails.id;
diff --git a/src/views/product/fund/Add.vue b/src/views/product/fund/Add.vue
index 69700cb..25e81be 100644
--- a/src/views/product/fund/Add.vue
+++ b/src/views/product/fund/Add.vue
@@ -210,8 +210,8 @@
               <div class="mt-5 text-xs text-[#7a7a7a]">
                 <p>运作费计算：</p>
                 <p class="my-2">管理费 = （前一日的基金资产净值 x 管理费率）/ 365</p>
-                <p>托管费 = （前一日的基金资产净值 x 管理费率）/ 365</p>
-                <p class="mt-2">销售服务费 = （前一日的基金资产净值 x 管理费率）/ 365</p>
+                <p>托管费 = （前一日的基金资产净值 x 托管费率）/ 365</p>
+                <p class="mt-2">销售服务费 = （前一日的基金资产净值 x 销售服务费率）/ 365</p>
               </div>
 
               <!-- 赎回费率 -->
diff --git a/src/views/product/interestRate/772.vue b/src/views/product/interestRate/772.vue
index d22cc1d..df4fcfe 100644
--- a/src/views/product/interestRate/772.vue
+++ b/src/views/product/interestRate/772.vue
@@ -95,12 +95,9 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>>({
-  projectId,
-  checkpointId: levelId,
+  ...getIds(),
   andThird: '',
   firstMode: '',
   secondMode: '',
@@ -175,7 +172,7 @@ const getConfig = async () => {
 const getDetail = async (load?: number) => {
   if (load) loading = ElLoading.service();
   try {
-    const { data } = await personalCreditModelDetails(levelId, projectId);
+    const { data } = await personalCreditModelDetails();
     if (data) {
       form.value = data;
       info.value = data.individualCreditModels;
diff --git a/src/views/product/interestRate/773.vue b/src/views/product/interestRate/773.vue
index 81f9108..1a5b10c 100644
--- a/src/views/product/interestRate/773.vue
+++ b/src/views/product/interestRate/773.vue
@@ -95,12 +95,9 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>>({
-  projectId,
-  checkpointId: levelId,
+  ...getIds(),
   andFirst: '',
   andSecond: '',
   andThird: '',
@@ -123,7 +120,7 @@ const getConfig = async () => {
 const getDetail = async (load?: number) => {
   if (load) loading = ElLoading.service();
   try {
-    const { data } = await businessQuotaModelDetails(levelId, projectId);
+    const { data } = await businessQuotaModelDetails();
     if (data) {
       form.value = data;
     }
diff --git a/src/views/product/interestRate/935.vue b/src/views/product/interestRate/935.vue
index 58c8f7d..797df63 100644
--- a/src/views/product/interestRate/935.vue
+++ b/src/views/product/interestRate/935.vue
@@ -20,7 +20,6 @@
         <el-table-column label="描述"
                          min-width="150">
           <template #default="{ row, $index }">
-            {{ $index }},
             <span>{{ $index === 11 ? '=起始浮动比例+增减分值 且 不超过最高浮动比例' : row?.description }}</span>
           </template>
         </el-table-column>
@@ -99,12 +98,9 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>>({
-  projectId,
-  checkpointId: levelId,
+  ...getIds(),
   finalFloatingRatioEqual: '',
   finalFloatingRatioGreater: '',
   finalFloatingRatioLess: '',
@@ -159,7 +155,7 @@ const getConfig = async () => {
 const getDetail = async (load?: number) => {
   if (load) loading = ElLoading.service();
   try {
-    const { data } = await personalInterestRateDetails(levelId, projectId);
+    const { data } = await personalInterestRateDetails();
     if (data) {
       form.value = data;
       info.value = data.individualInterestRateModels;
diff --git a/src/views/product/interestRate/936.vue b/src/views/product/interestRate/936.vue
index ab036f8..d78b378 100644
--- a/src/views/product/interestRate/936.vue
+++ b/src/views/product/interestRate/936.vue
@@ -107,12 +107,9 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>>({
-  projectId,
-  checkpointId: levelId,
+  ...getIds(),
   finalFloatingRatioEqual: '',
   finalFloatingRatioGreater: '',
   finalFloatingRatioLess: '',
@@ -206,7 +203,7 @@ const getConfig = async () => {
 const getDetail = async (load?: number) => {
   if (load) loading = ElLoading.service();
   try {
-    const { data } = await businessInterestRateDetails(levelId, projectId);
+    const { data } = await businessInterestRateDetails();
     if (data) {
       form.value = data;
       info.value = data.corporateInterestRateModelIndicators;
diff --git a/src/views/product/strategy/152.vue b/src/views/product/strategy/152.vue
index 2318258..a00d653 100644
--- a/src/views/product/strategy/152.vue
+++ b/src/views/product/strategy/152.vue
@@ -176,8 +176,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 const spanRows = [1, 2, 3, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 17, 19, 20, 21, 22, 23, 24, 25, 26, 27];
diff --git a/src/views/product/strategy/153.vue b/src/views/product/strategy/153.vue
index c9004c5..3503f3e 100644
--- a/src/views/product/strategy/153.vue
+++ b/src/views/product/strategy/153.vue
@@ -146,8 +146,6 @@ import { handleId, getNum, getChinese, getIds } from '@/utils/common';
 import Cookies from 'js-cookie';
 
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 const nums: Array<number> = [1, 3, 5, 10, 20, 30, 40];
@@ -184,6 +182,10 @@ const getConfig = async () => {
     };
     result.push(temp);
   });
+  result.push({
+    name: '正常',
+    remark: '不存在未结清情况',
+  });
   form.value = result;
 };
 // 详情
diff --git a/src/views/product/strategy/154.vue b/src/views/product/strategy/154.vue
index 453f884..09d037a 100644
--- a/src/views/product/strategy/154.vue
+++ b/src/views/product/strategy/154.vue
@@ -290,8 +290,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 const symbols: Array<string> = ['>=', '<', '>', '==', '<='];
diff --git a/src/views/product/strategy/155.vue b/src/views/product/strategy/155.vue
index 1efa87c..3f98981 100644
--- a/src/views/product/strategy/155.vue
+++ b/src/views/product/strategy/155.vue
@@ -139,8 +139,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 const symbols: Array<string> = ['>=', '<', '>', '==', '<='];
diff --git a/src/views/product/strategy/156.vue b/src/views/product/strategy/156.vue
index 298b945..5395d99 100644
--- a/src/views/product/strategy/156.vue
+++ b/src/views/product/strategy/156.vue
@@ -80,8 +80,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
 // 配置项
diff --git a/src/views/product/strategy/Credit.vue b/src/views/product/strategy/Credit.vue
index ada738f..4a2873c 100644
--- a/src/views/product/strategy/Credit.vue
+++ b/src/views/product/strategy/Credit.vue
@@ -185,8 +185,6 @@ const emit = defineEmits(['getList']);
 const router = useRouter();
 const route = useRoute();
 const id = computed(() => +route.query.creditId);
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const list = ref<Record<string, any>[]>([]);
 const list1 = ref<Record<string, any>[]>([]);
@@ -202,8 +200,7 @@ const scoringObjects = ref<Array<any>>([
   },
 ]);
 const form = reactive({
-  checkpointId: levelId,
-  projectId,
+  ...getIds(),
   description: '',
   scoreCardName: '',
   scoringObject: 0,
@@ -627,9 +624,7 @@ const getDetail = async (load?: number) => {
       const info = res.scoringStrategy;
       if (info) {
         detail.value = info.dimensionOfTheRatingTableList;
-        form.checkpointId = info.checkpointId;
         form.description = info.description;
-        form.projectId = info.projectId;
         form.scoreCardName = info.scoreCardName;
         form.scoringObject = info.scoringObject;
       }
@@ -639,9 +634,7 @@ const getDetail = async (load?: number) => {
   } else {
     getConfig();
     detail.value = [];
-    form.checkpointId = levelId;
     form.description = '';
-    form.projectId = projectId;
     form.scoreCardName = '';
     form.scoringObject = 0;
   }
@@ -850,6 +843,7 @@ const submit = async () => {
   // debugger;
   const res = await saveCredit({
     ...form,
+    ...getIds(),
     dimensionOfTheRatingTableList: param,
   });
   addRecord();
diff --git a/src/views/product/strategy/Risk1.vue b/src/views/product/strategy/Risk1.vue
index c2d4f0a..f0e24e2 100644
--- a/src/views/product/strategy/Risk1.vue
+++ b/src/views/product/strategy/Risk1.vue
@@ -64,8 +64,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
@@ -77,8 +75,7 @@ const getConfig = async () => {
     e.recordChildren[0]?.recordChildren?.forEach((n, j) => {
       const cur = info.value.length ? info.value[i ? 10 + j : j] : {};
       result.push({
-        checkpointId: levelId,
-        projectId,
+        ...getIds(),
         coefficient: cur?.coefficient || '',
         id: cur?.id || '',
         answerId: n.id,
diff --git a/src/views/product/strategy/Risk2.vue b/src/views/product/strategy/Risk2.vue
index 13414f3..970872d 100644
--- a/src/views/product/strategy/Risk2.vue
+++ b/src/views/product/strategy/Risk2.vue
@@ -48,8 +48,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
@@ -60,8 +58,7 @@ const getConfig = async () => {
   process[0]?.recordChildren?.forEach((e, i) => {
     const cur = {};
     let temp = {
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       coefficient: cur?.coefficient || '',
       id: cur?.id || '',
       recordName: e.name,
diff --git a/src/views/product/strategy/Risk3.vue b/src/views/product/strategy/Risk3.vue
index 350e354..6b25dd8 100644
--- a/src/views/product/strategy/Risk3.vue
+++ b/src/views/product/strategy/Risk3.vue
@@ -48,8 +48,6 @@ import Cookies from 'js-cookie';
 
 const router = useRouter();
 const route = useRoute();
-const projectId = +Cookies.get('sand-projectId');
-const levelId = +Cookies.get('sand-level');
 let loading = null;
 const form = ref<Record<string, any>[]>([]);
 const info = ref<Record<string, any>[]>([]);
@@ -60,8 +58,7 @@ const getConfig = async () => {
   process[0]?.recordChildren?.forEach((e, i) => {
     const cur = {};
     let temp = {
-      checkpointId: levelId,
-      projectId,
+      ...getIds(),
       coefficient: cur?.coefficient || '',
       id: cur?.id || '',
       recordName: e.name,