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<template>
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<div>
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<el-tabs v-model="curTab"
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@tab-click="tabChange">
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<el-tab-pane :label="id ? '产品要素' : '新增产品'"
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name="tab1">
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<div v-if="info"
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class="audit">
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<div class="line">
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<span class="field">审批意见:</span>
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<span class="status">{{ getStatus(+info?.status) }}</span>
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</div>
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<div class="line">
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<span class="field">意见描述:</span>
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{{ info.opinionDescription }}
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</div>
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<p class="mb-2 text-sm text-[#333] text-right">审查日期:{{ info.approvalTime }}</p>
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<p class="mb-2 text-sm text-[#333] text-right">审查员:公瑾</p>
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</div>
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<el-form ref="formRef"
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:model="form"
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:rules="rules"
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label-width="100px"
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label-suffix=":"
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class="form"
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status-icon>
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<el-form-item label="产品定义"
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prop="productDefinition">
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<el-input type="textarea"
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placeholder="用一段话简单介绍一下这个产品或者描述产品的设计理念。例如:本产品根据个人客户的信用状况,为其提供的一种短期融资便利产品,借款人可在额度金额内可循环周转使用贷款。"
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maxlength="200"
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v-model="form.productDefinition"></el-input>
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</el-form-item>
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<el-form-item label="产品名称"
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prop="productName">
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<el-input placeholder="取个有吸引力的产品名,限20字。"
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maxlength="20"
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v-model="form.productName"></el-input>
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</el-form-item>
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<el-form-item label="产品币种"
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prop="productCurrency">
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<el-select v-model="form.productCurrency"
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placeholder="请选择">
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<el-option label="人民币"
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:value="1" />
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</el-select>
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</el-form-item>
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<el-form-item label="贷款对象"
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required>
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<div class="flex-1">
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<!-- 企业 -->
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<template v-if="form.productType">
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<div class="flex items-center">
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<span class="mr-3 text-[#333] text-sm">企业类型</span>
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<el-select v-model="form.productObject"
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placeholder="请选择">
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<el-option v-for="(item, i) in config.find((e: any) => e.name === '企业产品-贷款对象')?.recordChildren[0]?.subject?.itemList"
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:key="i"
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:label="item.options"
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:value="item.itemId" />
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</el-select>
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</div>
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<div class="flex items-center mt-4">
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<span class="mr-3 text-[#333] text-sm">借款人年龄</span>
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<div class="num-inputs ml-7">
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<el-input placeholder="最小年龄"
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v-model.number="form.minimumAge"></el-input>
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<span class="split">-</span>
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<el-input placeholder="最大年龄"
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v-model.number="form.maximumAge"></el-input>
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<span class="unit">周岁</span>
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</div>
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</div>
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</template>
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<!-- 个人 -->
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<template v-else>
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<p class="field-name">选择本产品的贷款对象。</p>
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<div class="flex items-center mb-2">
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<el-checkbox class="mt-1"
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v-model="form.age"
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label="年龄" />
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<div v-if="form.age"
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class="num-inputs ml-7">
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<el-input placeholder="最小年龄"
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v-model.number="form.minimumAge"></el-input>
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<span class="split">-</span>
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<el-input placeholder="最大年龄"
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v-model.number="form.maximumAge"></el-input>
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</div>
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</div>
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<div class="flex items-center mb-2">
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<el-checkbox v-model="form.edu"
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label="学历要求"></el-checkbox>
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<el-checkbox-group v-if="form.edu"
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class="mt-2 ml-5"
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v-model="form.educationalRequirements">
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<el-checkbox v-for="(item, i) in config.find((e: any) => e.name === '个人产品-贷款对象')?.recordChildren[1]?.subject?.itemList"
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:key="i"
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:label="item.itemId">{{ item.options }}</el-checkbox>
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</el-checkbox-group>
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</div>
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<div class="flex items-center mb-2">
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<el-checkbox v-model="form.curWL"
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label="工作年限"></el-checkbox>
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<el-checkbox-group v-if="form.curWL"
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class="mt-2 ml-5"
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v-model="form.currentWorkingLife">
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<el-checkbox v-for="(item, i) in config.find((e: any) => e.name === '个人产品-贷款对象')?.recordChildren[2]?.subject?.itemList"
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:key="i"
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:label="item.itemId">{{ item.options }}</el-checkbox>
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</el-checkbox-group>
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</div>
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<el-checkbox v-model="form.providentFundAndSocialSecurity"
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label="公积金/社保"></el-checkbox>
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</template>
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</div>
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</el-form-item>
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<el-form-item label="贷款用途"
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prop="loanPurpose"
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:rules="[
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{ required: true, message: '请选择贷款用途', trigger: 'change' },
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{
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asyncValidator: async (rule, value, callback) => {
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if (value === 107 && !form.otherPurposesOfLoan) {
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callback('请输入其他贷款用途')
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} else {
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callback()
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}
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},
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},
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]">
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<div class="flex-1">
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<p class="field-name">选择本产品贷款资金的用途。</p>
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<el-radio-group v-model="form.loanPurpose">
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<template v-if="form.productType">
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<el-radio v-for="(item, i) in config.find((e: any) => e.name === '企业产品-贷款用途')?.subject?.itemList"
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:key="i"
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:label="item.itemId">{{ item.options }}</el-radio>
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</template>
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<template v-else>
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<el-radio v-for="(item, i) in config.find((e: any) => e.name === '个人产品-贷款用途')?.recordChildren"
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:key="i"
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:label="item.id">{{ item.name }}</el-radio>
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</template>
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</el-radio-group>
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<el-input v-if="form?.loanPurpose === 107"
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class="w-[300px] ml-5"
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placeholder="请描述其他贷款用途可用于哪些方面。"
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maxlength="10"
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v-model="form.otherPurposesOfLoan"></el-input>
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</div>
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</el-form-item>
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<el-form-item label="担保方式"
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prop="bankGuaranteeTypeIds"
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:rules="[
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{ required: true, message: '请选择担保方式', trigger: 'change' },
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{
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asyncValidator: async (rule, value, callback) => {
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if (value.includes(110) && !value.find((e: any) => e > 22 && e < 33)) {
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callback('请选择抵押物')
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} else if (value.includes(111) && !value.find((e: any) => e > 32 && e < 38)) {
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callback('请选择质押贷')
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} else {
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callback()
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}
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},
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},
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]">
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<div class="flex-1">
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<p class="field-name">选择本产品的担保种类。</p>
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<div v-for="(item, i) in config.find((e: any) => e.name === '担保方式')?.recordChildren"
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:key="i"
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class="mb-2">
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<el-checkbox-group v-model="form.bankGuaranteeTypeIds">
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<el-checkbox :label="item.id">{{ item.name }}</el-checkbox>
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<el-checkbox v-show="(item.id === 110 && form.bankGuaranteeTypeIds.includes(110)) || (item.id === 111 && form.bankGuaranteeTypeIds.includes(111))"
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v-for="(child, j) in item?.subject?.itemList"
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:key="j"
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:label="child.itemId">{{ child.options }}</el-checkbox>
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</el-checkbox-group>
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</div>
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</div>
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</el-form-item>
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|
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<el-form-item label="贷款额度"
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|
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prop="minimumLoan"
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:rules="[
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|
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{ required: true, message: '请输入贷款额度', trigger: 'blur' },
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|
|
{
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asyncValidator: async (rule, value, callback) => {
|
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|
|
const max = form.loanCeiling
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|
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if (isNaN(value) || value < 0 || max === '' || isNaN(max) || max < 0 || value > max) {
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callback('请输入合理的贷款额度')
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|
} else {
|
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|
callback()
|
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|
|
}
|
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|
|
},
|
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|
|
},
|
|
|
|
]">
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|
|
|
<div class="flex-1">
|
|
|
|
<div class="num-inputs">
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|
|
<el-input placeholder="最小额度"
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|
|
v-model.number="form.minimumLoan"></el-input>
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|
|
<span class="split">-</span>
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|
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<el-input placeholder="最高额度"
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|
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v-model.number="form.loanCeiling"></el-input>
|
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|
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<span class="unit">万元</span>
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|
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</div>
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|
|
</div>
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</el-form-item>
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|
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<el-form-item label="贷款利率"
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|
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prop="minimumAprOnLoan"
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:rules="[
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|
|
{ required: true, message: '请输入贷款利率', trigger: 'blur' },
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|
|
{
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|
|
asyncValidator: async (rule, value, callback) => {
|
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|
|
const max = form.maximumAnnualInterestRate
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|
|
if (isNaN(value) || value < 0 || max === '' || isNaN(max) || max < 0 || value > max) {
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callback('请输入合理的贷款利率')
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} else {
|
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|
callback()
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|
|
}
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|
|
},
|
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|
|
},
|
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|
|
]">
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|
|
<div class="flex-1">
|
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|
|
<div class="num-inputs">
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|
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<el-input placeholder="最小年利率"
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min="0"
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|
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v-model.number="form.minimumAprOnLoan"></el-input>
|
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|
|
<span class="split">-</span>
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|
|
<el-input placeholder="最高年利率"
|
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|
|
min="0"
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|
|
v-model.number="form.maximumAnnualInterestRate"></el-input>
|
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|
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<span class="unit">%</span>
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</div>
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</div>
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</el-form-item>
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|
|
<el-form-item label="贷款期限"
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|
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prop="minimumTermOfLoan"
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|
:rules="[
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|
|
|
{ required: true, message: '请输入贷款期限', trigger: 'blur' },
|
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|
|
{
|
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|
|
asyncValidator: async (rule, value, callback) => {
|
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|
|
const max = form.maximumTermOfLoan
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|
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if (isNaN(value) || value < 0 || max === '' || isNaN(max) || max < 0 || value > max) {
|
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callback('请输入合理的贷款期限')
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|
} else {
|
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|
|
callback()
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|
|
}
|
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|
|
},
|
|
|
|
},
|
|
|
|
]">
|
|
|
|
<div class="flex-1">
|
|
|
|
<div class="num-inputs">
|
|
|
|
<el-input placeholder="最小期限"
|
|
|
|
min="0"
|
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|
|
v-model.number="form.minimumTermOfLoan"></el-input>
|
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|
|
<span class="split">-</span>
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|
|
<el-input placeholder="最大期限"
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|
|
min="0"
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|
|
v-model.number="form.maximumTermOfLoan"></el-input>
|
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|
|
<span class="unit">月</span>
|
|
|
|
</div>
|
|
|
|
</div>
|
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|
|
</el-form-item>
|
|
|
|
<el-form-item label="还款方式"
|
|
|
|
prop="modeRepayment">
|
|
|
|
<div class="flex-1">
|
|
|
|
<p class="field-name">选择本产品可以选择的还款方式。</p>
|
|
|
|
<el-checkbox-group v-model="form.modeRepayment">
|
|
|
|
<el-checkbox v-for="(item, i) in config.find((e: any) => e.name === '还款方式')?.subject?.itemList"
|
|
|
|
:key="i"
|
|
|
|
:label="item.itemId">{{ item.options }}</el-checkbox>
|
|
|
|
</el-checkbox-group>
|
|
|
|
</div>
|
|
|
|
</el-form-item>
|
|
|
|
<el-form-item label="提前还款"
|
|
|
|
prop="whetherToSupportEarlyRepayment">
|
|
|
|
<div class="flex-1 flex items-center">
|
|
|
|
<el-switch v-model="form.whetherToSupportEarlyRepayment" />
|
|
|
|
<p class="tips ml-4">本产品是否支持提前还款。</p>
|
|
|
|
</div>
|
|
|
|
</el-form-item>
|
|
|
|
<div class="flex justify-end">
|
|
|
|
<div class="submit"
|
|
|
|
@click="submit(formRef)">完成,提交风控经理</div>
|
|
|
|
</div>
|
|
|
|
</el-form>
|
|
|
|
</el-tab-pane>
|
|
|
|
<el-tab-pane v-if="id"
|
|
|
|
label="产品风控"
|
|
|
|
name="tab2">
|
|
|
|
<info />
|
|
|
|
</el-tab-pane>
|
|
|
|
</el-tabs>
|
|
|
|
</div>
|
|
|
|
</template>
|
|
|
|
|
|
|
|
<script setup lang="ts">
|
|
|
|
import { ref, reactive, computed, watch, onMounted, defineEmits } from 'vue';
|
|
|
|
import { ElMessage } from 'element-plus';
|
|
|
|
import type { TabsPaneContext, FormInstance, FormRules } from 'element-plus';
|
|
|
|
import { findById, save, update } from '@/api/bank';
|
|
|
|
import { getProcessInformationBasedOnRoles, addOperation } from '@/api/judgment';
|
|
|
|
import { useRouter, useRoute } from 'vue-router';
|
|
|
|
import { handleId } from '@/utils/common';
|
|
|
|
import { getStatus } from '@/store/useProduct';
|
|
|
|
import Info from './Info.vue';
|
|
|
|
import Cookies from 'js-cookie';
|
|
|
|
|
|
|
|
const emit = defineEmits(['getList']);
|
|
|
|
interface RuleForm {
|
|
|
|
productDefinition: string;
|
|
|
|
productName: string;
|
|
|
|
productCurrency: number;
|
|
|
|
bankGuaranteeTypeIds: any[];
|
|
|
|
currentWorkingLife?: any;
|
|
|
|
educationalRequirements?: any;
|
|
|
|
loanCeiling: any;
|
|
|
|
loanPurpose: any;
|
|
|
|
productObject: any;
|
|
|
|
maximumAge: any;
|
|
|
|
maximumAnnualInterestRate: any;
|
|
|
|
maximumTermOfLoan: any;
|
|
|
|
age: boolean;
|
|
|
|
minimumAge: any;
|
|
|
|
minimumAprOnLoan: any;
|
|
|
|
minimumLoan: any;
|
|
|
|
minimumTermOfLoan: any;
|
|
|
|
modeRepayment?: any;
|
|
|
|
otherPurposesOfLoan: string;
|
|
|
|
productObject: any;
|
|
|
|
productType: number;
|
|
|
|
providentFundAndSocialSecurity: any;
|
|
|
|
whetherToSupportEarlyRepayment?: any;
|
|
|
|
}
|
|
|
|
|
|
|
|
const router = useRouter();
|
|
|
|
const route = useRoute();
|
|
|
|
const id = computed(() => route.query.id);
|
|
|
|
const curTab = ref<string>('tab1');
|
|
|
|
const config = ref<any[]>([]);
|
|
|
|
const info = ref<Record<string, any>>(null);
|
|
|
|
const formRef = ref<FormInstance>();
|
|
|
|
const form = reactive<RuleForm>({
|
|
|
|
productDefinition: '',
|
|
|
|
productName: '',
|
|
|
|
productCurrency: 1,
|
|
|
|
bankGuaranteeTypeIds: [],
|
|
|
|
currentWorkingLife: [],
|
|
|
|
educationalRequirements: [],
|
|
|
|
loanCeiling: '',
|
|
|
|
loanPurpose: '',
|
|
|
|
productObject: '',
|
|
|
|
maximumAge: '',
|
|
|
|
maximumAnnualInterestRate: '',
|
|
|
|
maximumTermOfLoan: '',
|
|
|
|
age: false,
|
|
|
|
minimumAge: '',
|
|
|
|
minimumAprOnLoan: '',
|
|
|
|
minimumLoan: '',
|
|
|
|
minimumTermOfLoan: '',
|
|
|
|
modeRepayment: [],
|
|
|
|
otherPurposesOfLoan: '',
|
|
|
|
productObject: '',
|
|
|
|
productType: computed(() => +route.query.type),
|
|
|
|
providentFundAndSocialSecurity: false,
|
|
|
|
whetherToSupportEarlyRepayment: false,
|
|
|
|
});
|
|
|
|
const rules = reactive<FormRules<RuleForm>>({
|
|
|
|
productDefinition: [{ required: true, message: '请输入产品定义', trigger: 'blur' }],
|
|
|
|
productName: [{ required: true, message: '请输入产品名称', trigger: 'blur' }],
|
|
|
|
productCurrency: [{ required: true, message: '请选择产品币种', trigger: 'change' }],
|
|
|
|
modeRepayment: [{ required: true, message: '请选择还款方式', trigger: 'change' }],
|
|
|
|
});
|
|
|
|
|
|
|
|
// tab切换回调
|
|
|
|
const tabChange = (tab: TabsPaneContext, event: Event) => {
|
|
|
|
console.log(tab, event);
|
|
|
|
};
|
|
|
|
// 配置项
|
|
|
|
const getConfig = async () => {
|
|
|
|
const { process } = await getProcessInformationBasedOnRoles(form.productType === 1 ? 45 : 44);
|
|
|
|
config.value = process;
|
|
|
|
};
|
|
|
|
// 详情
|
|
|
|
const getDetail = async () => {
|
|
|
|
if (id.value) {
|
|
|
|
try {
|
|
|
|
const { data } = await findById(id.value);
|
|
|
|
info.value = data;
|
|
|
|
} finally {
|
|
|
|
}
|
|
|
|
}
|
|
|
|
};
|
|
|
|
watch(
|
|
|
|
() => route.query,
|
|
|
|
() => {
|
|
|
|
getDetail();
|
|
|
|
},
|
|
|
|
{
|
|
|
|
immediate: true,
|
|
|
|
},
|
|
|
|
);
|
|
|
|
// 提交
|
|
|
|
const submit = async (formEl: FormInstance | undefined) => {
|
|
|
|
if (!formEl) return;
|
|
|
|
await formEl.validate(async (valid, fields) => {
|
|
|
|
if (valid) {
|
|
|
|
try {
|
|
|
|
const param = JSON.parse(JSON.stringify(form));
|
|
|
|
|
|
|
|
// 企业
|
|
|
|
if (param.productType) {
|
|
|
|
if (!param.productObject) return ElMessage.error('请选择企业类型');
|
|
|
|
}
|
|
|
|
if ((!param.productType && param.age) || param.productType) {
|
|
|
|
if (!param.minimumAge) return ElMessage.error('请输入最小年龄');
|
|
|
|
if (!param.maximumAge) return ElMessage.error('请输入最大年龄');
|
|
|
|
if (param.minimumAge < 0 || param.minimumAge > 999 || param.maximumAge < 0 || param.maximumAge > 999) return ElMessage.error('请输入合理的年龄');
|
|
|
|
if (param.minimumAge > param.maximumAge) return ElMessage.error('最小年龄不得大于最大年龄');
|
|
|
|
}
|
|
|
|
|
|
|
|
// 个人
|
|
|
|
if (!param.productType) {
|
|
|
|
if (param.edu && !param.educationalRequirements.length) return ElMessage.error('请选择学历要求');
|
|
|
|
if (param.curWL && !param.currentWorkingLife.length) return ElMessage.error('请选择工作年限');
|
|
|
|
if (param.curWL && !param.currentWorkingLife.length) return ElMessage.error('请选择工作年限');
|
|
|
|
}
|
|
|
|
|
|
|
|
param.currentWorkingLife = param.currentWorkingLife.join();
|
|
|
|
param.educationalRequirements = param.educationalRequirements.join();
|
|
|
|
param.modeRepayment = param.modeRepayment.join();
|
|
|
|
param.providentFundAndSocialSecurity = param.providentFundAndSocialSecurity ? 1 : '';
|
|
|
|
param.whetherToSupportEarlyRepayment = param.whetherToSupportEarlyRepayment ? 58 : '';
|
|
|
|
// 担保方式
|
|
|
|
param.addBankProductsGuarantyStyleReqList = [];
|
|
|
|
param.bankGuaranteeTypeIds.forEach((e: number) => {
|
|
|
|
param.addBankProductsGuarantyStyleReqList.push({
|
|
|
|
bankGuaranteeTypeId: (e > 22 && e < 33) || (e > 32 && e < 38) ? e : '',
|
|
|
|
pid: e > 22 && e < 33 ? 110 : e > 32 && e < 38 ? 111 : e,
|
|
|
|
});
|
|
|
|
});
|
|
|
|
if (id.value) {
|
|
|
|
param.id = id.value;
|
|
|
|
param.status = 295;
|
|
|
|
await update(param);
|
|
|
|
addRecord(param);
|
|
|
|
} else {
|
|
|
|
await save(param);
|
|
|
|
addRecord(param);
|
|
|
|
}
|
|
|
|
ElMessage.success('提交成功!');
|
|
|
|
emit('getList', 1);
|
|
|
|
} finally {
|
|
|
|
}
|
|
|
|
} else {
|
|
|
|
console.log('error submit!', fields);
|
|
|
|
}
|
|
|
|
});
|
|
|
|
};
|
|
|
|
// 新增判分记录
|
|
|
|
const addRecord = async (data: Record<string, any>) => {
|
|
|
|
const isEnterprise = data.productType === 1;
|
|
|
|
const preIds = `1,${Cookies.get('sand-level')},41,${data.productType ? 45 : 44}`; // 1,关卡id,角色(这个页面是产品经理新增产品),个人/企业(44/45)
|
|
|
|
const lcRule = <Record<string, any>[]>[
|
|
|
|
handleId(48, 1, data.productDefinition, preIds + ',48', 3),
|
|
|
|
handleId(49, 2, data.productName, preIds + ',49', 3),
|
|
|
|
handleId(50, 3, 1, preIds + ',50', 1),
|
|
|
|
];
|
|
|
|
|
|
|
|
// 贷款用途
|
|
|
|
if (isEnterprise) {
|
|
|
|
// 企业
|
|
|
|
lcRule.push(
|
|
|
|
handleId(62, 7, data.productObject, preIds + ',61,62', 1),
|
|
|
|
handleId(63, 8, '[' + data.minimumAge + ',' + data.maximumAge + ']' + '', preIds + ',61,63', 5),
|
|
|
|
handleId(65, 19, data.loanPurpose, preIds + ',65', 1),
|
|
|
|
);
|
|
|
|
} else {
|
|
|
|
// 个人
|
|
|
|
data.age && lcRule.push(handleId(100, 41, '[' + data.minimumAge + ',' + data.maximumAge + ']' + '', preIds + ',51,100', 5));
|
|
|
|
data.edu && lcRule.push(handleId(101, 42, data.educationalRequirements, preIds + ',51,101', 1));
|
|
|
|
data.curWL && lcRule.push(handleId(102, 43, data.currentWorkingLife, preIds + ',51,102', 1));
|
|
|
|
data.providentFundAndSocialSecurity && lcRule.push(handleId(103, '', '', preIds + ',51,103', '')); // 公积金社保
|
|
|
|
|
|
|
|
lcRule.push(
|
|
|
|
data.loanPurpose === 107 ? handleId(107, 11, data.otherPurposesOfLoan, preIds + ',52,107', 3) : handleId(data.loanPurpose, '', '', preIds + ',52,' + data.loanPurpose, 1),
|
|
|
|
);
|
|
|
|
}
|
|
|
|
|
|
|
|
// 担保方式
|
|
|
|
data.bankGuaranteeTypeIds.includes(108) && lcRule.push(handleId(108, '', '', preIds + ',53,108', ''));
|
|
|
|
data.bankGuaranteeTypeIds.includes(109) && lcRule.push(handleId(109, '', '', preIds + ',53,109', ''));
|
|
|
|
data.bankGuaranteeTypeIds.includes(110) && lcRule.push(handleId(110, 13, data.bankGuaranteeTypeIds.filter((e: number) => e > 22 && e < 33).join(), preIds + ',53,110', 1));
|
|
|
|
data.bankGuaranteeTypeIds.includes(111) && lcRule.push(handleId(111, 14, data.bankGuaranteeTypeIds.filter((e: number) => e > 32 && e < 38).join(), preIds + ',53,111', 1));
|
|
|
|
|
|
|
|
lcRule.push(
|
|
|
|
handleId(54, 15, '[' + data.minimumLoan + ',' + data.loanCeiling + ']', preIds + ',54', 5),
|
|
|
|
handleId(55, 16, '[' + data.minimumAprOnLoan + ',' + data.maximumAnnualInterestRate + ']', preIds + ',55', 5),
|
|
|
|
handleId(56, 17, '[' + data.minimumTermOfLoan + ',' + data.maximumTermOfLoan + ']', preIds + ',56', 5),
|
|
|
|
handleId(57, 18, data.modeRepayment, preIds + ',57', 1),
|
|
|
|
);
|
|
|
|
|
|
|
|
data.whetherToSupportEarlyRepayment && lcRule.push(handleId(58, '', '', preIds + ',58', ''));
|
|
|
|
|
|
|
|
await addOperation({
|
|
|
|
parentId: preIds,
|
|
|
|
lcJudgmentRuleReq: lcRule,
|
|
|
|
projectId: 1,
|
|
|
|
});
|
|
|
|
};
|
|
|
|
onMounted(() => {
|
|
|
|
getConfig();
|
|
|
|
});
|
|
|
|
</script>
|
|
|
|
|
|
|
|
<style lang="scss" scoped>
|
|
|
|
@import url(../../../styles/form.scss);
|
|
|
|
.audit {
|
|
|
|
@apply py-5 px-4 mb-[30px] bg-[#f9fafc] rounded-[10px];
|
|
|
|
.line {
|
|
|
|
@apply mb-[18px] text-sm leading-[1.6];
|
|
|
|
}
|
|
|
|
.field {
|
|
|
|
@apply text-sm font-semibold;
|
|
|
|
}
|
|
|
|
}
|
|
|
|
</style>
|